Entries by James Studley

General election 2024: 4 July

Prime Minister Rishi Sunak surprised everybody on 22 May – including many in his party – with his announcement of a general election on Thursday 4 July. At the start of 2024, Rishi Sunak said that his “working assumption” was that the general election would be held “in the second half of the year”. His unexpected […]

I’m over 50 and want to apply for a Mortgage

Getting a mortgage in your 50s and beyond used to be a challenge, but things have changed! Nowadays, mortgage lenders are more willing to help older applicants buy homes or refinance. So, if you’re thinking about getting a mortgage later in life, here’s what you need to know. Age limits and what lenders look for […]

2024/25 Tax planning is underway

Every year brings new possibilities – and at the start of the 2024/25 tax year, it’s time to maximise your financial options and opportunities. If you’re an investor or saver then there are plenty of tax perks you can take advantage of. But the clock is ticking before the tax year door slams shuts and […]

The effect of psychology on investors

You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect you. “Behavioural finance” was first coined […]