Entries by James Studley

Overpaying your mortgage: should you do it?

Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. Even if you are near the top end of your monthly budget, or are expecting a ‘payment shock’ when you come to […]

Consolidating your pensions – is it a good idea?

Jenny is a 47-year-old Account Manager with a long and varied CV. She hasn’t quite had more jobs than hot dinners but, when she thinks about the various pensions she’s acquired over the years, sometimes it feels that way. Jenny has recently been considering consolidating pensions. But is combining her pensions necessarily the best way […]

Support your family finances

As we approach the end of the tax year, there’s still time for you to support your family finances, and ensure you use your allowances in an efficient manner. Kick start your child’s financial future Saving for your children’s future is a huge responsibility, although a rewarding one. To give your child a head start […]

The 2024 Spring Budget: Winners and Losers

At 12.30pm yesterday, Chancellor of the Exchequer Jeremy Hunt announced the UK Spring Budget, as well as the economic and fiscal forecast by the Office of Budget Responsibility. These legislative announcements are game-changers for Britain’s economy, and Hunt’s announcements included a number of sweeping changes that could potentially affect the personal finances of everyone living […]

End of the tax year checklist

As we approach the end of the tax year, it’s a good time to start thinking about how to make the most of the tax reliefs and allowances you’re entitled to, before they are lost. We’ve put together a checklist to ensure you’re aware of all the ways to make sure you don’t miss out. […]